The 9 Best appointment setting companies for mortgage (2026)
For loan officers and brokers, the best appointment setting company keeps callers dialing rate-sensitive lists so LOs stay on applications. Call Savvys is our pick: dedicated callers work aged refi and purchase lists, qualify on timing and intent, and book the appointment for your loan officer, with a written 20 to 40 qualified leads per caller per month, DNC-scrubbed lists, and a free CRM. Below are the alternatives LOs compare, and what each is best for.
Austin Rice, Cofounder/Updated July 2026Key takeaways
- Call Savvys is our pick for mortgage: callers qualify on timing and intent and book the appointment, your loan officer takes the application, backed by a written 20 to 40 per caller per month.
- Timing is everything in lending. Refi interest is rate-sensitive, so the setter who dials aged lists fast when rates move books the appointment before a rival does.
- Refi and purchase are different plays. A good program qualifies each the right way: rate and payment savings for refi, timeline and pre-approval status for purchase.
- Callers book, licensed LOs originate. A setter qualifies and books; the loan officer handles rates, terms, and the application, which keeps the licensed work where it belongs.
- Compare cost per kept appointment, not per hour. Hourly setters look cheaper but leave the list, compliance, and follow-up on you.
The companies at a glance
Our pick first, then the alternatives operators compare, by how often they come up. Competitor details reflect public information as of July 2026; verify directly.
| Company | Best for | Model | Lead guarantee | Pricing |
|---|---|---|---|---|
| Call Savvys | Our pick for loan officers | Done-for-you agency | Yes, 20 to 40 / caller, in writing | $1,200 to $3,300 / mo |
| GetCallers | Best lowest hourly cost | Call center / VA staffing | Not publicly advertised | Hourly per agent (~$5 to $7.25/hr) |
| Upcall | Best on-demand campaign bursts | On-demand calling (per lead) | SLA at enterprise tier (verify) | $3.50 to $7.50 / lead (per its site) |
| REVA Global | Best dedicated VA you direct | VA staffing (you direct) | Not publicly advertised | Hourly (~$147 to $286 / week) |
| VA Horizon | Best budget with a guarantee | Managed VA staffing | Yes, 30 qualified leads / mo (per account) | ~$1,000 to $1,160 / VA / mo |
| GigaBPO | Best broad BPO | General BPO (20+ industries) | No (7-day risk-free trial) | Verify directly |
| Upwork or Fiverr VAs | Best full DIY control | Freelance marketplace | None | You negotiate per freelancer |
| General BPOs | Best for very high raw volume | Multi-industry call centers | Rarely a written lead floor | Hourly or per-seat (verify) |
| Televista | Comparable managed agency | Done-for-you agency | States expectations, no written guarantee | $1,750 to $4,050 / mo (as stated) |
Company information is from public sources as of July 2026 and may change. Verify directly before deciding.
Our pick for guaranteed leads
The one option that puts a qualified-leads number in writing and includes a free CRM.
Call Savvys
Our pick for loan officersA done-for-you service whose callers work aged refi and purchase lists, qualify on timing and intent, and book the appointment so your loan officer takes the application. Backed by a written 20 to 40 leads per caller guarantee, DNC-scrubbed lists, a free CRM, and data at $0.03 per record. See our mortgage and lending service.
Strengths
- Written guarantee of 20 to 40 qualified leads per caller per month
- Skip tracing at $0.03/record and the free Pipelio CRM included
- AI scoring plus human review on every call, and 24-hour caller replacement
- Real estate specialized: callers know ARV, wholesaling, and seller objections
Trade-offs
- Not the cheapest hourly option, it is priced for guaranteed outcomes, not the lowest rate
- Real estate focused, so not built for general multi-industry B2B campaigns
The alternatives operators compare
Named so you can weigh them, with an honest best-for and a full Call Savvys head-to-head on each. We keep the detail in the comparisons.
GetCallers
Best lowest hourly costA low-cost call center where you direct the agents on your refi and purchase scripts, for brokers who will manage qualification and compliance in-house.
Upcall
Best on-demand campaign burstsA multi-industry calling platform billed per lead, useful for a rate-drop campaign or a list test, though not mortgage-specialized or guaranteed.
REVA Global
Best dedicated VA you directA trained VA you direct and bill hourly to dial your aged mortgage lists, for LOs who want to own the talk track and timing cadence.
VA Horizon
Best budget with a guaranteeManaged VAs advertising 30 qualified leads per month per account at a low per-seat price, for brokers watching every dollar.
GigaBPO
Best broad BPOA general BPO across many industries, an option if you want one partner for calling alongside other functions.
Upwork or Fiverr VAs
Best full DIY controlFreelance marketplaces where you hire and manage a caller yourself at the lowest rate, with no guarantee, for LOs testing a small aged-lead batch.
General BPOs
Best for very high raw volumeMulti-industry call centers that can dial big lists, but rarely book qualified mortgage appointments or carry a written floor. Verify TCPA and disclosure practices directly.
Televista
Comparable managed agencyA newer managed agency that states appointment expectations rather than a written guarantee, with data quoted per campaign.
How to choose a mortgage appointment setting company
Six things that separate a company that books application-ready borrowers from one that just dials a list. Weigh every option on these, not on the hourly rate.
A written leads floor
Look for a qualified number in writing, not promised dialing hours. A real floor puts the volume risk on the vendor, so a slow week is their problem, not yours.
Speed to lead when rates move
Refi demand spikes when rates drop. Ask how fast aged lists get worked and re-worked, because the LO whose setter dials first books the borrower.
Qualifies refi vs purchase
The setter should screen the right way for each: rate and payment savings for refi, timeline and pre-approval status for purchase, so your LO meets borrowers who can move.
TCPA and licensing aware
Confirm lists are scrubbed against the National Do Not Call Registry and state lists, with legal windows and callers who set rather than originate.
Honest, all-in data cost
Bring your own aged mortgage list or expect a clear per-record rate (about $0.03), not a hidden markup. Compare cost per booked appointment, not the calling rate.
Confirmation built in
Appointments should be confirmed and reminded before the slot, so your LOs sit with borrowers who show up ready to talk numbers.
Choosing a cold calling company
The questions that actually decide it.
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Read the comparison ›Not sure which one fits?
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