The 9 Best cold calling companies for insurance agents (2026)
For insurance agents, the best cold calling company keeps callers on dialing and qualifying so you stay on quoting. Call Savvys is our pick: dedicated callers work aged and fresh P&C, Medicare, final expense, and life lists, qualify the prospect, and set the appointment for your licensed agent, with a written 20 to 40 qualified leads per caller per month, DNC-scrubbed lists, and a free CRM. Below are the alternatives agents compare, and what each is best for.
Austin Rice, Cofounder/Updated June 2026Key takeaways
- Call Savvys is our pick for insurance: callers set the appointment, your licensed agent quotes, backed by a written 20 to 40 qualified leads per caller per month.
- Speed to lead decides the sale. On aged and live-transfer lists, the agency that calls first and qualifies fast wins, so a dedicated caller beats a shared pool that gets to the lead hours later.
- Compliance is the real liability. TCPA, the National Do Not Call Registry, and state-specific rules apply to insurance dialing, so lists must be scrubbed and calls placed in legal windows before volume becomes a legal problem.
- Callers set, licensed agents quote. A cold caller cannot give a quote or bind coverage, so the right model qualifies and books the appointment and leaves the licensed work to you.
- Aged leads need volume and persistence, not a one-touch call. A managed program with consistent dials and a written floor turns a cheap aged list into booked appointments.
The companies at a glance
Our pick first, then the alternatives operators compare, by how often they come up. Competitor details reflect public information as of June 2026; verify directly.
| Company | Best for | Model | Lead guarantee | Pricing |
|---|---|---|---|---|
| Call Savvys | Our pick for insurance | Done-for-you agency | Yes, 20 to 40 / caller, in writing | $1,200 to $3,300 / mo |
| GetCallers | Best lowest hourly cost | Call center / VA staffing | Not publicly advertised | Hourly per agent (~$5 to $7.25/hr) |
| Upcall | Best on-demand campaign bursts | On-demand calling (per lead) | SLA at enterprise tier (verify) | $3.50 to $7.50 / lead (per its site) |
| VA Horizon | Best budget with a guarantee | Managed VA staffing | Yes, 30 qualified leads / mo (per account) | ~$1,000 to $1,160 / VA / mo |
| REVA Global | Best dedicated VA you direct | VA staffing (you direct) | Not publicly advertised | Hourly (~$147 to $286 / week) |
| GigaBPO | Best broad BPO | General BPO (20+ industries) | No (7-day risk-free trial) | Verify directly |
| Upwork or Fiverr VAs | Best full DIY control | Freelance marketplace | None | You negotiate per freelancer |
| General BPOs | Best for very high raw volume | Multi-industry call centers | Rarely a written lead floor | Hourly or per-seat (verify) |
| Televista | Comparable managed agency | Done-for-you agency | States expectations, no written guarantee | $1,750 to $4,050 / mo (as stated) |
Company information is from public sources as of June 2026 and may change. Verify directly before deciding.
Our pick for guaranteed leads
The one option that puts a qualified-leads number in writing and includes a free CRM.
Call Savvys
Our pick for insuranceA done-for-you agency that calls aged and fresh insurance lists, qualifies the prospect, and sets the appointment so your licensed agent does the quoting. Call Savvys started in real estate and runs the same managed calling engine for insurance, with a written leads guarantee, DNC-scrubbed lists, a free CRM, and skip tracing at $0.03 per record (or bring your own).
Strengths
- Written guarantee of 20 to 40 qualified leads per caller per month
- Skip tracing at $0.03/record and the free Pipelio CRM included
- AI scoring plus human review on every call, and 24-hour caller replacement
- Real estate specialized: callers know ARV, wholesaling, and seller objections
Trade-offs
- Not the cheapest hourly option, it is priced for guaranteed outcomes, not the lowest rate
- Real estate focused, so not built for general multi-industry B2B campaigns
The alternatives operators compare
Named so you can weigh them, with an honest best-for and a full Call Savvys head-to-head on each. We keep the detail in the comparisons.
GetCallers
Best lowest hourly costA low-cost call center where you direct the agents on your insurance scripts, for agencies that will manage qualification and compliance in-house.
Upcall
Best on-demand campaign burstsA multi-industry calling platform billed per lead, useful for a short campaign or a list test, though not insurance-specialized or guaranteed.
VA Horizon
Best budget with a guaranteeManaged VAs advertising 30 qualified leads per month per account at a low per-seat price, for agents on a tight budget who will supply the scripts.
REVA Global
Best dedicated VA you directA trained VA you direct and bill hourly to dial your aged lists, for agents who want to own the talk track and the follow-up cadence.
GigaBPO
Best broad BPOA general BPO across many industries, an option if you want one outsourcing partner for calling plus other functions.
Upwork or Fiverr VAs
Best full DIY controlFreelance marketplaces where you hire and manage a caller yourself at the lowest rate, with no guarantee, for agents testing a small aged-lead batch.
General BPOs
Best for very high raw volumeMulti-industry call centers that can throw bodies at a dial list, but rarely set qualified appointments or carry a written lead floor. Verify TCPA practices directly.
Televista
Comparable managed agencyA newer managed agency that states appointment expectations rather than a written guarantee, with data quoted per campaign.
How to choose a cold calling company for insurance
Six things that separate a company that fills your calendar with quotable prospects from one that just dials a list. Weigh every option on these, not on the hourly rate.
A written leads guarantee
Look for a qualified-appointments number in writing, not just promised dialing hours. A real guarantee puts the volume risk on the vendor, so a slow week is their problem, not yours.
Real TCPA and DNC handling
Confirm lists are scrubbed against the National Do Not Call Registry and applicable state lists, with legal calling windows and consent practices, because compliance is on you if they skip it.
Sets, does not quote
The caller should qualify and book the appointment for your licensed agent to quote and bind, not attempt to sell coverage, which keeps you on the right side of licensing rules.
Speed to lead on aged lists
Ask how fast new and aged leads get a first dial and how persistently they are worked. On insurance lists, the agency that calls first and follows up most wins the appointment.
Honest, all-in data cost
Bring your own aged or fresh list or expect a clear per-record rate (about $0.03), not a hidden markup. Compare the all-in cost per booked appointment, not the headline calling rate.
Dedicated, consistent callers
A dedicated caller rather than a shared pool, month to month, with fast replacement (Call Savvys does it in 24 hours), so your appointment flow holds steady week to week.
Choosing a cold calling company
The questions that actually decide it.
Not sure which one fits?
Book your free strategy call and we will give you an honest recommendation for your situation, even if it is not Call Savvys.
Book my free strategy call